Curve allows customers to combine their credit and debit cards into a single physical payment card that is accepted anywhere, uses just one PIN, and means they don’t have to change their bank or behaviour. The Curve card is supported by a mobile app, available on Android and iOS, which means users have visibility of all their spending and charges in a single place.

“We transform the existing fragmented financial world into somewhere crystal clear, designed for the user,” says CEO Shachar Bialick.

Curve has raised $5m (£3.86m) across three funding rounds from investors including the Mayor of London’s London Co-Investment Fund, as well as Connect Ventures and Seedcamp.

The company claims to have processed £15m of spending across 80 currencies. In early 2017, it added a rewards programme offering instant cashback of between 2.5% and 5% on purchases when spending with one of more than 50 major UK merchants.